Q: Where can I find an affordable home?

As a financier of affordable housing developments, the Lowcountry Housing Trust is not able to provide direct assistance to individuals looking for affordable housing. However, there are places you can look for help: 

• Visit THE PROVIDERS page for a list of providers of affordable housing in our five-county service area.
• Visit schousingsearch.com to find affordable housing listing throughout the Palmetto State.
• Call Trident United Way’s 24 hour Hotline - Dial 2-1-1 or (843) 744-HELP or 1-800-922-2283.

Q: How can I apply for your down payment and closing cost program?

Individual homebuyers CANNOT apply directly to LHT for down payment and closing cost assistance. To learn more about the Homebuyer Assistance Program please contact a local housing counseling agency to sign up for a homeownership course.

Q: What is considered an affordable home?

An affordable home for your family is one in which your monthly mortgage plus taxes and insurance is no more than 30% of your monthly income.

Q: How much home can I qualify for?

Download our Homeownership Calculator to determine the maximum monthly mortgage that you can afford.

Q: Who can help me learn about the home buying process?

Visit THE PROVIDERS page for a list of housing counseling agencies ready to assist you in the home buying process.